:root {
      --cream: #f5f5f5;
      --cream-dark: #e8e8e8;
      --white: #ffffff;
      --navy: #1a1a1a;
      --navy-mid: #333333;
      --navy-light: #2a2a2a;
      --forest-green: #30c072;
      --forest-green-light: #3dd689;
      --accent: #30c072;
      --accent-hover: #28a862;
      --gold: #facb1d;
      --text: #1e293b;
      --text-muted: #6b7280;
      --error: #dc2626;
      --success: #059669;
    }

    * {
      box-sizing: border-box;
    }

    html, body {
      margin: 0;
      padding: 0;
      min-height: 100%;
      overflow-x: hidden;
      -webkit-text-size-adjust: 100%;
      padding-left: env(safe-area-inset-left);
      padding-right: env(safe-area-inset-right);
    }

    body {
      font-family: 'Open Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
      background: var(--white);
      color: var(--text);
      line-height: 1.6;
      font-size: 1rem;
    }

    .serif {
      font-family: 'Nunito Sans', -apple-system, sans-serif;
    }

    /* Header Banner */
    .top-banner {
      background: var(--navy);
      color: #fff;
      text-align: center;
      padding: 0.875rem 1rem;
      font-size: 0.95rem;
    }

    .top-banner strong {
      font-weight: 700;
    }

    /* Header: same as index.html */
    .container {
      max-width: 520px;
      margin: 0 auto;
      padding: 0 1.25rem;
    }
    header {
      padding: 0.75rem 1rem;
      border-bottom: 1px solid #e5e7eb;
      background: var(--white);
    }
    .header-inner {
      display: flex;
      align-items: center;
      justify-content: space-between;
      flex-wrap: wrap;
      gap: 0.5rem;
    }
    header .logo {
      font-family: 'Nunito Sans', -apple-system, sans-serif;
      font-size: 1.25rem;
      font-weight: 700;
      color: var(--navy);
      text-decoration: none;
      letter-spacing: -0.02em;
      display: inline-flex;
      align-items: center;
      gap: 0.5rem;
    }
    header .logo img.logo-img {
      width: auto;
      height: 45px;
      object-fit: contain;
      display: block;
    }
    header .logo .logo-fallback {
      font-family: 'Nunito Sans', -apple-system, sans-serif;
      font-size: 1.25rem;
      font-weight: 700;
      color: var(--navy);
    }
    header .header-phone {
      font-size: 0.95rem;
      font-weight: 600;
      color: var(--accent);
      text-decoration: none;
    }
    header .header-phone:hover {
      text-decoration: underline;
    }
    header .header-phone.hidden { display: none !important; }

    /* Back link: inside progress header row (left side) to save space */
    .quiz-back-link {
      font-size: 0.85rem;
      font-weight: 500;
      color: var(--text-muted);
      text-decoration: none;
      flex-shrink: 0;
    }
    .quiz-back-link:hover {
      color: var(--accent);
      text-decoration: underline;
    }

    /* Main Content Area – VDA compact */
    .quiz-main {
      max-width: 520px;
      margin: 0 auto;
      padding: 1rem 1rem calc(2rem + env(safe-area-inset-bottom));
    }

    /* Quiz Card – VDA proportions */
    .quiz-card {
      background: var(--white);
      border-radius: 12px;
      box-shadow: 0 2px 16px rgba(0, 0, 0, 0.06);
      overflow: hidden;
    }

    /* Progress Indicator: back link left, message + icon right */
    .progress-header {
      display: flex;
      align-items: center;
      justify-content: space-between;
      gap: 0.5rem;
      padding: 0.75rem 1rem;
      border-bottom: 1px solid #e5e7eb;
      color: var(--text-muted);
      font-size: 0.9rem;
    }
    .progress-header-message {
      display: flex;
      align-items: center;
      gap: 0.4rem;
      min-width: 0;
      overflow: hidden;
    }
    .progress-header-message span {
      white-space: nowrap;
      overflow: hidden;
      text-overflow: ellipsis;
    }

    .progress-header svg {
      width: 16px;
      height: 16px;
    }

    .progress-bar-container {
      height: 3px;
      background: #e5e7eb;
    }

    .progress-bar {
      height: 100%;
      background: var(--forest-green);
      width: 10%;
      transition: width 0.4s ease;
    }

    /* Card Body – comfortable spacing */
    .card-body {
      padding: 1.5rem 1.5rem;
    }

    /* Form Steps */
    .form-step {
      display: none;
    }

    .form-step.active {
      display: block;
      animation: fadeIn 0.3s ease;
    }

    @keyframes fadeIn {
      from { opacity: 0; transform: translateY(10px); }
      to { opacity: 1; transform: translateY(0); }
    }

    .step-question {
      font-family: 'Nunito Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
      font-size: 1.35rem;
      font-weight: 700;
      color: var(--navy);
      text-align: center;
      margin: 0.5rem 0 0.75rem;
      line-height: 1.4;
      letter-spacing: -0.01em;
    }

    .step-subtext {
      text-align: center;
      color: var(--text-muted);
      font-size: 0.88rem;
      margin-bottom: 1.25rem;
      line-height: 1.4;
    }

    /* State quick-confirm */
    .state-confirm { text-align: center; animation: fadeIn 0.3s ease; }
    .state-confirm-label { font-size: 1.1rem; color: var(--text-muted); margin-bottom: 0.5rem; }
    .state-confirm-name { font-size: 1.6rem; font-weight: 800; color: var(--navy); margin-bottom: 1rem; font-family: 'Nunito Sans', sans-serif; }
    .state-confirm-btn { width: 100%; max-width: 380px; padding: 1rem 1.5rem; font-size: 1.15rem; font-weight: 700; color: var(--white); background: var(--accent); border: none; border-radius: 10px; cursor: pointer; font-family: inherit; transition: background 0.2s, transform 0.15s; box-shadow: 0 2px 8px rgba(48,192,114,0.25); }
    .state-confirm-btn:hover { background: var(--accent-hover); }
    .state-confirm-btn:active { transform: scale(0.98); }
    .state-confirm-change { display: inline-block; margin-top: 0.75rem; font-size: 0.92rem; color: var(--text-muted); background: none; border: none; cursor: pointer; text-decoration: underline; font-family: inherit; padding: 0.4rem; }
    .state-confirm-change:hover { color: var(--navy); }

    /* Trust bar – subtle, elegant; supports trust without competing with form */
    .quiz-step-trust {
      text-align: center;
      margin: 0;
      display: flex;
      flex-wrap: wrap;
      align-items: center;
      justify-content: center;
      gap: 0.5rem 0.7rem;
    }
    .quiz-step-trust .reviews-bar {
      display: inline-flex;
      align-items: center;
      justify-content: space-between;
      gap: 0.65rem;
      padding: 0.35rem 0.75rem;
      background: rgba(248, 250, 252, 0.95);
      border: 1px solid #e2e8f0;
      border-radius: 8px;
      text-decoration: none;
      color: var(--text-muted);
      font-weight: 500;
      font-size: 0.75rem;
      letter-spacing: 0.03em;
      min-width: 155px;
      transition: border-color 0.2s ease, background 0.2s ease, color 0.2s ease;
    }
    .quiz-step-trust .reviews-bar:hover {
      border-color: #cbd5e1;
      background: #fff;
      color: var(--text);
      text-decoration: underline;
    }
    .quiz-step-trust .reviews-bar .reviews-count {
      font-size: 0.8rem;
      letter-spacing: 0.04em;
      color: var(--navy);
      font-weight: 600;
    }
    .quiz-step-trust .reviews-bar .reviews-stars {
      color: #e6b800;
      font-size: 0.95rem;
      letter-spacing: 0.1em;
    }
    .quiz-step-trust .reviews-cl-link {
      font-size: 0.75rem;
      color: var(--text-muted);
      text-decoration: none;
      font-weight: 500;
      transition: color 0.2s;
    }
    .quiz-step-trust .reviews-cl-link:hover {
      color: #2563eb;
    }
    .quiz-step-trust .reviews-cl-link .cl-name {
      font-weight: 600;
      color: var(--navy);
    }
    .quiz-step-trust .reviews-cl-link:hover .cl-name {
      color: var(--navy);
    }
    @media (max-width: 480px) {
      .quiz-step-trust .reviews-bar { padding: 0.35rem 0.9rem; font-size: 0.72rem; min-width: 155px; gap: 0.7rem; }
      .quiz-step-trust .reviews-bar .reviews-count { font-size: 0.74rem; }
      .quiz-step-trust .reviews-bar .reviews-stars { font-size: 0.88rem; }
      .quiz-step-trust .reviews-cl-link { font-size: 0.68rem; }
    }

    /* Radio Options */
    .radio-options {
      display: flex;
      flex-direction: column;
      gap: 0.5rem;
      margin-bottom: 1.25rem;
    }

    .radio-options label {
      display: flex;
      align-items: center;
      padding: 0.65rem 0.875rem;
      border: 2px solid #e5e7eb;
      border-radius: 8px;
      cursor: pointer;
      transition: all 0.2s ease;
      font-size: 0.9rem;
    }

    .radio-options label:hover {
      border-color: var(--accent);
      background: rgba(45, 90, 39, 0.04);
    }

    .radio-options input[type="radio"] {
      width: 20px;
      height: 20px;
      margin-right: 0.875rem;
      accent-color: var(--accent);
      flex-shrink: 0;
    }

    .radio-options label:has(input:checked) {
      border-color: var(--accent);
      background: rgba(45, 90, 39, 0.08);
    }

    .radio-options input:checked + span {
      font-weight: 600;
    }
                        
    /* Debt Amount Options */
    .debt-options label span {
      color: var(--accent);
      font-weight: 600;
    }

    /* Form Groups */
    .form-group {
      margin-bottom: 0.85rem;
    }
    .form-group label.field-label {
      display: block;
      font-weight: 500;
      margin-bottom: 0.4rem;
      color: var(--text);
      font-size: 0.9rem;
    }
  
    .form-group input,
    .form-group select {
      width: 100%;
      padding: 0.75rem 0.875rem;
      font-size: 1rem;
      border: 2px solid #e5e7eb;
      border-radius: 10px;
      font-family: inherit;
      transition: border-color 0.2s, box-shadow 0.2s;
      background: var(--white);
    }

    .form-group input:focus,
    .form-group select:focus {
      outline: none;
      border-color: var(--accent);
      box-shadow: 0 0 0 3px rgba(45, 90, 39, 0.15);
    }

    .form-group input.error,
    .form-group select.error {
      border-color: var(--error);
    }

    .error-message {
      color: var(--error);
      font-size: 0.85rem;
      margin-top: 0.35rem;
      display: none;
    }
    .error-message.show {
      display: block;
    }
    .form-group .error-message {
      margin-top: 0.35rem;
    }
    .email-exists-msg {
      font-size: 0.9rem;
      color: var(--text-muted);
      margin-top: 0.5rem;
      margin-bottom: 0;
    }

    .form-helper {
      font-size: 0.85rem;
      color: var(--text-muted);
      margin-top: 0.35rem;
    }

    .link-button {
      background: none;
      border: none;
      padding: 0.35rem 0;
      font-size: inherit;
      color: var(--accent);
      text-decoration: underline;
      cursor: pointer;
      min-height: 32px;
      -webkit-tap-highlight-color: transparent;
    }
    .link-button:hover { opacity: 0.8; }


    /* Select Dropdown */
    .form-group select {
      appearance: none;
      background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='24' height='24' viewBox='0 0 24 24' fill='none' stroke='%236b7280' stroke-width='2'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");
      background-repeat: no-repeat;
      background-position: right 1rem center;
      background-size: 20px;
      padding-right: 3rem;
    }

    /* Legal Text / Disclaimer */
    .legal-text {
      background: none;
      border: none;
      padding: 0.5rem 0;
      font-size: 10px;
      color: #777;
      line-height: 1.4;
      margin-top: 0.75rem;
      margin-bottom: 1rem;
    }

    /* ── SMS Verification Step ── */
    .sms-verify-wrap {
      text-align: center;
      padding: 0.5rem 0;
    }
    .sms-verify-wrap .sms-icon {
      font-size: 2.5rem;
      margin-bottom: 0.5rem;
    }
    .sms-code-inputs {
      display: flex;
      gap: 0.5rem;
      justify-content: center;
      margin: 1.25rem auto 0.75rem;
      max-width: 320px;
    }
    .sms-code-inputs input {
      width: 48px;
      height: 56px;
      text-align: center;
      font-size: 1.5rem;
      font-weight: 700;
      border: 2px solid #ddd;
      border-radius: 8px;
      outline: none;
      transition: border-color 0.2s;
    }
    .sms-code-inputs input:focus {
      border-color: var(--forest-green-light, #3dd689);
    }
    .sms-code-inputs input.error {
      border-color: #e74c3c;
    }
    .sms-status {
      font-size: 0.9rem;
      min-height: 1.3em;
      margin: 0.5rem 0;
      color: var(--text-muted, #777);
    }
    .sms-status.error { color: #e74c3c; }
    .sms-status.success { color: var(--forest-green-light, #3dd689); }
    .sms-resend {
      background: none;
      border: none;
      color: var(--forest-green-light, #3dd689);
      cursor: pointer;
      font-size: 0.88rem;
      text-decoration: underline;
      margin-top: 0.25rem;
      padding: 0;
    }
    .sms-resend:disabled {
      color: #aaa;
      cursor: default;
      text-decoration: none;
    }
    .sms-skip {
      display: block;
      margin: 0.75rem auto 0;
      background: none;
      border: none;
      color: #999;
      font-size: 0.82rem;
      cursor: pointer;
      text-decoration: underline;
    }

    /* Continue Button */
    .btn-continue {
      display: block;
      width: 100%;
      padding: 1rem 1.5rem;
      font-size: 1.1rem;
      font-weight: 700;
      color: #fff;
      background: var(--accent);
      border: none;
      border-radius: 10px;
      cursor: pointer;
      font-family: inherit;
      text-transform: uppercase;
      letter-spacing: 0.5px;
      transition: background 0.2s, transform 0.1s;
    }

    .btn-continue:hover {
      background: var(--accent-hover);
    }

    .btn-continue:active {
      transform: scale(0.98);
    }

    .verify-step-buttons {
      display: flex;
      flex-direction: column;
      gap: 0.5rem;
      margin-top: 1rem;
    }
    .btn-skip {
      background: transparent;
      border: none;
      padding: 0.6rem 0.5rem;
      font-size: 0.9rem;
      color: var(--text-muted);
      text-decoration: underline;
      cursor: pointer;
      min-height: 44px;
      display: inline-flex;
      align-items: center;
      justify-content: center;
      -webkit-tap-highlight-color: transparent;
    }
    .btn-skip:hover {
      color: var(--text);
    }

    .btn-continue:disabled {
      background: #9ca3af;
      cursor: not-allowed;
    }

    .btn-back-wrap {
      margin-bottom: 1rem;
      text-align: left;
    }
    .btn-back {
      background: none;
      border: none;
      padding: 0;
      font-size: 0.9rem;
      color: var(--text-muted);
      cursor: pointer;
      font-family: inherit;
      text-decoration: none;
    }
    .btn-back:hover {
      color: var(--accent);
      text-decoration: underline;
    }

    .btn-peace {
      background: var(--forest-green);
    }

    .btn-peace:hover {
      background: var(--forest-green-light);
    }

    /* Card Footer – tight top padding so reviews sit near the button */
    .card-footer {
      padding: 0.25rem 1.5rem 0.5rem;
      text-align: center;
    }
    /* 1) Reviews bar (1.4K) – right under the button / CTA */
    .quiz-footer-reviews-for-cta {
      margin-top: 0.15rem;
      margin-bottom: 0;
    }
    .quiz-footer-reviews-for-cta .quiz-step-trust {
      margin: 0;
    }
    /* 2) Trusted by thousands + seals – visually separated from reviews above */
    .quiz-footer-trust-seals {
      margin-top: 1.75rem;
      padding-top: 1.25rem;
      border-top: 1px solid #e5e7eb;
    }
    .quiz-footer-trust-seals .trust-headline {
      margin: 0 0 0.25rem;
    }
    .free-check {
      color: var(--text-muted);
      font-size: 0.9rem;
      margin: 0 0 0.25rem;
    }
    .trust-headline {
      font-family: 'Nunito Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
      font-size: 1.2rem;
      font-weight: 700;
      color: var(--navy);
      margin: 0 0 0.25rem;
      letter-spacing: -0.01em;
      line-height: 1.4;
      text-align: center;
    }

    .trust-badges {
      display: flex;
      justify-content: center;
      align-items: center;
      gap: 1rem;
      flex-wrap: wrap;
    }

    .trust-badge {
      display: flex;
      align-items: center;
      gap: 0.35rem;
      font-size: 0.85rem;
      color: var(--text);
      text-decoration: none;
    }

    .trust-badge:hover {
      text-decoration: underline;
    }

    .trust-badge .stars {
      color: var(--gold);
    }

    .trust-badge img {
      height: 28px;
      width: auto;
    }

    /* BBB now enabled */
    /* .bbb-wrap, .footer-bbb-block, .quiz-bbb-wrap { display: none !important; } */

    /* Trust seals – review logos row + Shopper Approved widget, carousel on mobile */
    .hero-seals {
      display: flex;
      flex-direction: column;
      align-items: center;
      gap: 0.75rem;
      margin-top: 0;
      width: 100%;
    }
    .hero-seals .trust-line {
      font-size: 0.7rem;
      color: var(--text-muted);
      margin: 0.2rem 0 0;
    }
    .hero-seals-carousel-wrap {
      position: relative;
      width: 100%;
      max-width: 100%;
      min-width: 0;
      overflow: hidden;
      padding: 0 3rem;
    }
    /* One slide at a time: track has fixed width, each slide = 100% of track */
    .hero-seals-row {
      display: flex;
      flex-wrap: nowrap;
      justify-content: flex-start;
      align-items: center;
      width: 100%;
      max-width: 100%;
      min-width: 0;
      overflow-x: auto;
      overflow-y: hidden;
      scroll-snap-type: x mandatory;
      scrollbar-width: none;
      scroll-behavior: smooth;
      -webkit-overflow-scrolling: touch;
    }
    .hero-seals-row::-webkit-scrollbar {
      display: none;
    }
    .hero-seals-row a {
      display: flex;
      align-items: center;
      justify-content: center;
      flex: 0 0 100%;
      width: 100%;
      min-width: 100%;
      scroll-snap-align: center;
      scroll-snap-stop: always;
      padding: 0.5rem 0;
      box-sizing: border-box;
    }
    .hero-seals .seal-img {
      height: 180px;
      width: auto;
      max-width: 100%;
      object-fit: contain;
    }
    /* Quiz card: transform-based one-big seal carousel (no scroll) */
    .quiz-card #quiz-seals-viewport {
      overflow: hidden;
      display: block;
      width: 100%;
      scroll-behavior: auto;
    }
    .quiz-card #quiz-seals-slider {
      display: flex;
      flex-wrap: nowrap;
      width: 400%;
      transition: transform 0.35s ease;
    }
    .quiz-card #quiz-seals-slider a {
      flex: 0 0 25%;
      width: 25%;
      min-width: 25%;
      display: flex;
      align-items: center;
      justify-content: center;
      padding: 0.5rem 0;
      box-sizing: border-box;
    }
    /* Quiz card: show prev/next so one-big carousel works; ensure they're clickable */
    .quiz-card .hero-seals-carousel-wrap .seal-carousel-prev,
    .quiz-card .hero-seals-carousel-wrap .seal-carousel-next {
      display: flex !important;
      z-index: 20;
      pointer-events: auto;
    }
    @media (min-width: 769px) {
      .hero-seals .seal-img {
        height: 200px;
      }
    }
    @media (max-width: 768px) {
      .hero-seals {
        gap: 0.5rem;
        margin-top: 0.5rem;
      }
      .hero-seals .trust-line {
        font-size: 0.65rem;
        margin-top: 0.1rem;
      }
      .hero-seals-carousel-wrap {
        padding: 0 2.75rem;
      }
      .hero-seals .seal-img {
        height: 120px;
      }
      .quiz-card .card-footer {
        padding: 0.15rem 0.85rem 0.5rem;
      }
      .quiz-card .free-check {
        margin-bottom: 0.2rem;
        font-size: 0.8rem;
      }
      .quiz-card .quiz-footer-reviews-for-cta .quiz-step-trust {
        margin-bottom: 0.2rem;
      }
      .quiz-card .quiz-footer-trust-seals {
        margin-top: 1.5rem;
        padding-top: 1rem;
      }
      .quiz-card .quiz-footer-trust-seals .trust-headline {
        font-size: 1.1rem;
        margin: 0 0 0.2rem;
      }
    }
    @media (max-width: 480px) {
      .hero-seals .seal-img {
        height: 90px;
      }
      .quiz-card .hero-seals {
        margin-top: 0.35rem;
        gap: 0.35rem;
      }
    }
    .seal-carousel-prev,
    .seal-carousel-next {
      display: none;
      position: absolute;
      top: 50%;
      transform: translateY(-50%);
      width: 44px;
      height: 44px;
      min-width: 44px;
      min-height: 44px;
      border: none;
      border-radius: 50%;
      background: var(--white);
      box-shadow: 0 2px 10px rgba(15, 39, 68, 0.15);
      cursor: pointer;
      align-items: center;
      justify-content: center;
      z-index: 10;
      pointer-events: auto;
      -webkit-tap-highlight-color: transparent;
    }
    .seal-carousel-prev::before,
    .seal-carousel-next::before {
      content: "";
      width: 8px;
      height: 8px;
      border-left: 2px solid var(--navy);
      border-bottom: 2px solid var(--navy);
    }
    .seal-carousel-prev { left: 0.25rem; }
    .seal-carousel-prev::before { transform: rotate(45deg); margin-left: 3px; }
    .seal-carousel-next { right: 0.25rem; }
    .seal-carousel-next::before { transform: rotate(-135deg); margin-right: 3px; }

    /* Trust seals / BBB / reviews below main question area (from index) */
    .quiz-trust {
      text-align: center;
      padding: 1.5rem 1rem 1.5rem;
      margin-top: 1rem;
    }
    .quiz-trust-title {
      font-family: 'Nunito Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
      font-size: 1.25rem;
      font-weight: 700;
      color: var(--navy);
      margin: 0 0 0.5rem;
    }
    .quiz-trust-stars {
      color: #e6b800;
      font-size: 1.5rem;
      letter-spacing: 0.15em;
      margin: 0 0 1rem;
    }
    .quiz-bbb-wrap {
      display: flex;
      justify-content: center;
      align-items: center;
      margin-bottom: 1.25rem;
    }
    .quiz-bbb-wrap .bbb-scale {
      width: 175px;
      max-width: 100%;
      margin-left: auto;
      margin-right: auto;
      transform: scale(0.7);
      transform-origin: center top;
      margin-bottom: -20px;
    }
    .quiz-bbb-wrap .bbb-embed {
      width: 100% !important;
      height: 68px;
      border: 0;
      display: block;
    }
    .quiz-reviews-summary {
      font-size: 0.95rem;
      color: var(--text-muted);
      margin: 0 0 1rem;
    }
    .quiz-reviews-carousel-wrap {
      position: relative;
      margin: 0 -0.5rem 0.5rem;
      padding: 0 2.5rem;
    }
    .quiz-reviews-grid {
      display: flex;
      flex-wrap: wrap;
      justify-content: center;
      gap: 1.5rem 2rem;
      align-items: center;
    }
    .quiz-reviews-grid .review-item {
      display: flex;
      justify-content: center;
      align-items: center;
    }
    .quiz-reviews-grid .review-item img,
    .quiz-reviews-grid img {
      height: 88px;
      width: auto;
      max-width: 200px;
      object-fit: contain;
    }
    /* Quiz reviews carousel – mobile only (like index) */
    @media (max-width: 768px) {
      .quiz-reviews-carousel-wrap {
        padding: 0 2.5rem;
      }
      .quiz-reviews-grid.quiz-reviews-carousel {
        display: flex;
        flex-direction: row;
        flex-wrap: nowrap;
        justify-content: flex-start;
        align-items: center;
        width: 100%;
        min-width: 0;
        overflow-x: auto;
        overflow-y: hidden;
        scroll-snap-type: x mandatory;
        -webkit-overflow-scrolling: touch;
        scrollbar-width: none;
        gap: 0;
      }
      .quiz-reviews-grid.quiz-reviews-carousel::-webkit-scrollbar {
        display: none;
      }
      .quiz-reviews-grid.quiz-reviews-carousel .review-item {
        flex: 0 0 100%;
        flex-shrink: 0;
        min-width: 100%;
        width: 100%;
        max-width: 100%;
        scroll-snap-align: start;
        scroll-snap-stop: always;
        padding: 0 0.5rem;
        box-sizing: border-box;
      }
      .quiz-reviews-grid.quiz-reviews-carousel .review-item img {
        display: block;
        height: auto;
        max-height: 88px;
        width: auto;
        max-width: 100%;
        object-fit: contain;
      }
      .quiz-carousel-btn {
        display: flex !important;
        position: absolute;
        top: 50%;
        transform: translateY(-50%);
        width: 40px;
        height: 40px;
        border: none;
        border-radius: 50%;
        background: var(--white);
        box-shadow: 0 2px 12px rgba(15, 39, 68, 0.15);
        cursor: pointer;
        align-items: center;
        justify-content: center;
        z-index: 2;
      }
      .quiz-carousel-btn:hover {
        background: var(--cream-dark);
        box-shadow: 0 4px 16px rgba(15, 39, 68, 0.2);
      }
      .quiz-carousel-btn::before {
        content: "";
        width: 10px;
        height: 10px;
        border-left: 2px solid var(--navy);
        border-bottom: 2px solid var(--navy);
      }
      .quiz-carousel-prev { left: 0.25rem; }
      .quiz-carousel-prev::before { transform: rotate(45deg); margin-left: 4px; }
      .quiz-carousel-next { right: 0.25rem; }
      .quiz-carousel-next::before { transform: rotate(-135deg); margin-right: 4px; }
    }
    @media (min-width: 769px) {
      .quiz-reviews-carousel-wrap .quiz-carousel-btn {
        display: none !important;
      }
    }

    /* Footer – same as index */
    .footer-container {
      max-width: 520px;
      margin: 0 auto;
      padding: 0 1.25rem;
    }
    /* Reviews section – separate from privacy */
    .quiz-reviews-section {
      background: var(--white);
      padding: 1.75rem 1.25rem 1.5rem;
      border-top: 1px solid #e5e7eb;
    }
    /* Privacy section – top padding tight so Trusted by thousands sits closer (like sections below) */
    .quiz-privacy-section {
      background: #fafbfc;
      padding: 1rem 1.25rem 2rem;
      border-top: 1px solid #e5e7eb;
    }
    .quiz-privacy-block {
      text-align: center;
      margin: 0;
    }
    .quiz-privacy-icon {
      display: flex;
      justify-content: center;
      margin-bottom: 0.75rem;
    }
    .quiz-privacy-icon svg {
      width: 48px;
      height: 48px;
      color: var(--accent);
    }
    .quiz-privacy-title {
      font-family: 'Nunito Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
      font-size: 1.2rem;
      font-weight: 700;
      color: var(--navy);
      margin: 0 0 0.5rem;
    }
    .quiz-privacy-text {
      font-size: 0.9rem;
      color: var(--text-muted);
      margin: 0;
      max-width: 36em;
      margin-left: auto;
      margin-right: auto;
      line-height: 1.55;
    }
    .quiz-testimonials-block {
      text-align: center;
    }
    .quiz-testimonials-title {
      font-family: 'Nunito Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
      font-size: 1.15rem;
      font-weight: 700;
      color: var(--navy);
      margin: 0 0 0.25rem;
    }
    .quiz-testimonials-sub {
      font-size: 0.85rem;
      color: var(--text-muted);
      margin: 0 0 1rem;
    }
    /* Customer Lobby reviews – step slider (move, stop, move, stop in a loop) */
    .cl-reviews-slider-wrap {
      width: 100%;
      margin: 1rem 0;
      padding: 0.5rem 0;
      display: flex;
      justify-content: center;
    }
    .cl-reviews-viewport {
      overflow: hidden;
      width: 100%;
    }
    /* Desktop: viewport width = exact multiple of card step (312px) so only full cards show */
    @media (min-width: 769px) {
      .cl-reviews-viewport {
        width: 624px;
        max-width: 100%;
        margin-left: auto;
        margin-right: auto;
      }
    }
    @media (min-width: 936px) {
      .cl-reviews-viewport {
        width: 936px;
      }
    }
    @media (min-width: 1248px) {
      .cl-reviews-viewport {
        width: 1248px;
      }
    }
    @media (min-width: 1560px) {
      .cl-reviews-viewport {
        width: 1560px;
      }
    }
    .cl-reviews-slider {
      display: flex;
      flex-wrap: nowrap;
      transition: transform 0.5s ease;
    }
    .cl-review-card {
      flex: 0 0 auto;
      display: flex;
      flex-direction: column;
      width: 280px;
      min-width: 280px;
      min-height: 7rem;
      margin: 0 1rem;
      padding: 1rem 1.25rem;
      background: #f8fafb;
      border-radius: 10px;
      border-left: 3px solid var(--accent);
      text-align: left;
      text-decoration: none;
      color: var(--text);
      box-sizing: border-box;
      overflow: visible;
    }
    .cl-review-card:hover {
      background: #f1f5f9;
    }
    .cl-review-stars {
      color: #e6b800;
      font-size: 1rem;
      letter-spacing: 0.1em;
      margin-bottom: 0.5rem;
    }
    .cl-review-quote {
      font-size: 0.9rem;
      line-height: 1.5;
      margin: 0 0 0.5rem;
      color: var(--text);
      flex: 1 1 auto;
      min-height: 0;
    }
    .cl-review-card cite {
      font-size: 0.8rem;
      color: var(--text-muted);
      font-style: normal;
    }
    /* On small screens: one card = full viewport width; 16 cards for seamless loop */
    @media (max-width: 768px) {
      .cl-reviews-slider-wrap {
        position: relative;
        padding: 0 2.75rem;
      }
      .cl-reviews-viewport {
        width: 100%;
        padding: 0;
      }
      .cl-reviews-slider {
        width: 1600%;
        backface-visibility: hidden;
      }
      .cl-review-card {
        flex: 0 0 6.25%;
        width: 6.25%;
        min-width: 6.25%;
        min-height: 8rem;
        margin: 0;
        padding: 1rem 1rem;
      }
      .cl-reviews-arrow {
        display: flex !important;
        position: absolute;
        top: 50%;
        transform: translateY(-50%);
        width: 40px;
        height: 40px;
        border: none;
        border-radius: 50%;
        background: var(--white);
        box-shadow: 0 2px 12px rgba(15, 39, 68, 0.15);
        cursor: pointer;
        align-items: center;
        justify-content: center;
        z-index: 2;
        transition: background 0.2s, box-shadow 0.2s;
      }
      .cl-reviews-arrow:hover {
        background: var(--cream-dark);
        box-shadow: 0 4px 16px rgba(15, 39, 68, 0.2);
      }
      .cl-reviews-arrow::before {
        content: "";
        width: 10px;
        height: 10px;
        border-left: 2px solid var(--navy);
        border-bottom: 2px solid var(--navy);
      }
      .cl-reviews-prev { left: 0.5rem; }
      .cl-reviews-prev::before { transform: rotate(45deg); margin-left: 4px; }
      .cl-reviews-next { right: 0.5rem; }
      .cl-reviews-next::before { transform: rotate(-135deg); margin-right: 4px; }
    }
    .cl-reviews-arrow {
      display: none;
    }
    @media (min-width: 769px) {
      .cl-reviews-arrow {
        display: none !important;
      }
    }
    .quiz-testimonials-grid {
      display: flex;
      flex-direction: row;
      flex-wrap: nowrap;
      gap: 1.25rem;
      overflow-x: auto;
      overflow-y: hidden;
      scroll-snap-type: x mandatory;
      scrollbar-width: none;
      padding: 0.5rem 0 1rem;
      -webkit-overflow-scrolling: touch;
    }
    .quiz-testimonials-grid::-webkit-scrollbar {
      display: none;
    }
    .quiz-testimonial-card {
      flex: 0 0 85%;
      min-width: 280px;
      max-width: 360px;
      background: #f8fafb;
      border-radius: 10px;
      padding: 1rem 1.25rem;
      margin: 0;
      border-left: 3px solid var(--accent);
      text-align: left;
      scroll-snap-align: center;
    }
    .quiz-testimonial-quote {
      font-size: 0.9rem;
      color: var(--text);
      line-height: 1.5;
      margin: 0 0 0.5rem;
    }
    .quiz-testimonial-card cite {
      font-size: 0.8rem;
      color: var(--text-muted);
      font-style: normal;
    }
    .quiz-testimonials-cl-cta {
      flex: 0 0 auto;
      min-width: 260px;
      display: flex;
      flex-direction: column;
      align-items: center;
      justify-content: center;
      background: linear-gradient(135deg, #f8fcff 0%, #f1f9ff 100%);
      border: 1px solid #b8d4e8;
      border-radius: 10px;
      padding: 1.25rem;
      text-align: center;
      scroll-snap-align: center;
      text-decoration: none;
      color: var(--navy);
    }
    .quiz-testimonials-cl-cta:hover {
      border-color: #2563eb;
      color: #2563eb;
    }
    .quiz-testimonials-cl-cta .cl-cta-stars {
      color: #e6b800;
      font-size: 1.25rem;
      letter-spacing: 0.1em;
      margin-bottom: 0.5rem;
    }
    .quiz-testimonials-cl-cta .cl-cta-label {
      font-weight: 600;
      font-size: 1rem;
      margin-bottom: 0.25rem;
    }
    .quiz-testimonials-cl-cta .cl-cta-name {
      font-size: 0.85rem;
      color: var(--text-muted);
    }
    @media (min-width: 769px) {
      .quiz-testimonials-grid {
        justify-content: center;
        flex-wrap: wrap;
        overflow-x: visible;
        padding: 0.5rem 0 1rem;
        gap: 1rem;
      }
      .quiz-testimonial-card {
        flex: 0 0 calc(25% - 1rem);
        min-width: 200px;
        max-width: none;
      }
      .quiz-testimonials-cl-cta {
        min-width: 200px;
        flex: 0 0 calc(25% - 1rem);
      }
    }
    @media (max-width: 768px) {
      .quiz-reviews-section {
        padding: 1.25rem 1rem 1.25rem;
      }
      .quiz-privacy-section {
        padding: 1rem 1rem 1.5rem;
      }
      .quiz-privacy-title { font-size: 1.1rem; }
      .quiz-privacy-text { font-size: 0.85rem; }
      .quiz-testimonials-title { font-size: 1.05rem; }
      .quiz-testimonial-card { padding: 0.875rem 1rem; min-width: 260px; }
      .quiz-testimonial-quote { font-size: 0.85rem; }
      .quiz-testimonials-cl-cta { min-width: 260px; }
    }

    footer {
      background: var(--cream-dark);
      color: var(--text);
      padding: 2rem 0 calc(2rem + env(safe-area-inset-bottom));
      margin-top: 0;
      font-size: 0.85rem;
      text-align: center;
    }
    footer a {
      color: var(--navy);
      text-decoration: none;
    }
    footer a:hover {
      text-decoration: underline;
    }
    .footer-logo {
      margin-bottom: 1rem;
    }
    .footer-logo .logo {
      color: var(--navy);
    }
    .footer-logo .logo-img {
      width: 96px;
      height: 96px;
    }
    .footer-nav {
      border-top: 1px solid rgba(0,0,0,0.08);
      padding-top: 1rem;
      margin-bottom: 1rem;
    }
    .footer-nav-links {
      list-style: none;
      padding: 0;
      margin: 0;
      display: flex;
      flex-wrap: wrap;
      justify-content: center;
      align-items: center;
      gap: 0.25rem 0.5rem;
    }
    .footer-nav-links li {
      display: inline-flex;
      align-items: center;
      gap: 0.5rem;
    }
    .footer-nav-links li:not(:last-child)::after {
      content: "|";
      color: var(--text-muted);
      font-weight: 400;
      pointer-events: none;
    }
    .footer-copy-block {
      border-top: 1px solid rgba(0,0,0,0.08);
      padding-top: 1rem;
      margin-bottom: 1rem;
    }
    .footer-copy {
      margin: 0;
      color: var(--text);
      font-size: 0.9rem;
    }
    .footer-bbb-block {
      display: flex;
      justify-content: center;
      align-items: center;
      margin-bottom: 1.5rem;
    }
    .footer-bbb-block a {
      display: block;
    }
    .footer-bbb-seal {
      width: 220px;
      height: auto;
      max-height: 88px;
      object-fit: contain;
      display: block;
    }
    .footer-disclaimer {
      margin-top: 1.5rem;
      padding-top: 1.5rem;
      border-top: 1px solid rgba(0,0,0,0.08);
      color: var(--text-muted);
      font-size: 0.75rem;
      line-height: 1.55;
      text-align: left;
    }
    .footer-disclaimer p {
      margin: 0 0 0.75rem;
    }
    .footer-advertiser-disclosure {
      margin-top: 1rem;
      padding-top: 1rem;
      border-top: 1px solid rgba(0,0,0,0.08);
      color: var(--text-muted);
      font-size: 0.75rem;
      line-height: 1.55;
      text-align: left;
    }
    .footer-advertiser-disclosure h3 {
      font-size: 0.85rem;
      font-weight: 600;
      color: var(--text);
      margin: 0 0 0.5rem;
    }
    .footer-advertiser-disclosure p {
      margin: 0;
    }

    /* Footer policy modal */
    .footer-modal-overlay {
      position: fixed;
      inset: 0;
      background: rgba(0,0,0,0.6);
      z-index: 9999;
      display: flex;
      align-items: center;
      justify-content: center;
      padding: 1rem;
      box-sizing: border-box;
    }
    .footer-modal-overlay[aria-hidden="true"] {
      display: none;
    }
    .footer-modal-overlay[aria-hidden="false"] {
      display: flex;
    }
    .footer-modal-box {
      background: #fff;
      border-radius: 8px;
      overflow: hidden;
      max-width: 92vw;
      max-height: 90vh;
      width: min(900px, 92vw);
      height: 80vh;
      display: flex;
      flex-direction: column;
      box-shadow: 0 8px 32px rgba(0,0,0,0.25);
    }
    .footer-modal-inline {
      flex: 1;
      min-height: 0;
      overflow: auto;
      padding: 1.5rem 2rem;
      font-size: 1rem;
      line-height: 1.6;
      color: var(--text);
    }
    .footer-modal-inline .policy-content {
      display: none;
    }
    .footer-modal-inline-title {
      margin: 0 0 1rem;
      font-size: 1.25rem;
      font-weight: 600;
      color: var(--navy);
    }
    .footer-modal-inline h4 {
      margin: 1.25rem 0 0.5rem;
      font-size: 1.05rem;
      font-weight: 600;
      color: var(--navy);
    }
    .footer-modal-inline p { margin: 0 0 0.75rem; }
    .footer-service-of {
      margin: 0.5rem 0 0;
      font-size: 0.9rem;
      color: var(--text-muted);
    }
    .footer-modal-close {
      padding: 1rem 2rem;
      font-size: 1.1rem;
      font-weight: 600;
      background: var(--navy);
      color: #fff;
      border: none;
      cursor: pointer;
      margin: 0;
    }
    .footer-modal-close:hover {
      background: #1a3a5c;
    }
    .sr-only {
      position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px;
      overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;
    }

    /* Loading / Matching State */
    /* Inline results (shown after countdown instead of redirect) */
    .inline-results {
      display: none;
      text-align: center;
      padding: 2rem 1.5rem;
    }
    .inline-results.active {
      display: block;
      animation: irFadeIn 0.4s ease-out;
    }
    @keyframes irFadeIn { from { opacity: 0; transform: translateY(8px); } to { opacity: 1; transform: translateY(0); } }
    .inline-results .ir-icon {
      width: 64px; height: 64px;
      background: rgba(5, 150, 105, 0.08);
      border-radius: 50%;
      display: flex; align-items: center; justify-content: center;
      margin: 0 auto 1.25rem;
      font-size: 1.75rem; font-weight: 700; color: #059669; line-height: 1;
    }
    .inline-results .ir-icon-nq {
      background: rgba(100, 116, 139, 0.1);
      color: var(--text-muted);
    }
    .inline-results h2 {
      font-size: clamp(1.3rem, 3.5vw, 1.55rem);
      margin: 0 0 0.75rem; line-height: 1.25;
    }
    .inline-results .ir-subtitle {
      font-size: 1rem; color: var(--text); line-height: 1.55; margin: 0 0 0.75rem;
    }
    .inline-results .ir-cta-box {
      background: rgba(15, 39, 68, 0.04);
      border: 1px solid rgba(15, 39, 68, 0.12);
      padding: 1.15rem; border-radius: 10px; margin: 1.25rem 0;
    }
    .inline-results .ir-cta-box .phone-num {
      font-size: clamp(1.2rem, 3.5vw, 1.35rem); font-weight: 700; margin: 0;
    }
    .inline-results .ir-cta-box .phone-num a { color: #2563eb; text-decoration: none; }
    .inline-results .ir-cta-box .phone-num a:hover { color: #1d4ed8; }
    .inline-results .ir-cta-box .agents,
    .inline-results .ir-cta-box .timer { margin-top: 0.4rem; font-size: 0.85rem; color: var(--text-muted); }
    .inline-results .ir-reassurance { font-size: 0.9rem; color: var(--text-muted); margin-top: 1rem; line-height: 1.5; }
    .inline-results .ir-redirect-notice { color: var(--text-muted); margin: 1rem 0; font-size: 0.95rem; }
    .inline-results .ir-redirect-notice a { color: #2563eb; text-decoration: underline; }
    .inline-results .ir-btn-main {
      display: inline-block; background: var(--navy); color: #fff;
      padding: 0.7rem 1.4rem; border-radius: 8px; font-weight: 600;
      text-decoration: none; font-size: 0.95rem; margin-top: 0.5rem;
    }
    .inline-results .ir-btn-main:hover { background: #333333; color: #fff; }
    .inline-results .ir-review-stripe {
      margin-top: 1.25rem; padding-top: 1rem;
      border-top: 1px solid rgba(15, 39, 68, 0.06);
    }

    .loading-state {
      display: none;
      text-align: center;
      padding: 2.5rem 1.5rem;
    }
    .loading-state.active {
      display: block;
    }
    #form-section.loading-active .form-step {
      display: none !important;
    }
    .loading-state h2 {
      font-family: 'Nunito Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
      color: var(--navy);
      margin-bottom: 0.35rem;
      font-size: 1.35rem;
      font-weight: 600;
    }
    .loading-state > p {
      color: var(--text-muted);
      margin: 0.25rem 0 1.5rem;
      font-size: 0.9rem;
    }
    .matching-progress-ring {
      position: relative;
      width: 80px; height: 80px;
      margin: 0 auto 1.25rem;
    }
    .matching-progress-ring svg {
      width: 80px; height: 80px;
      transform: rotate(-90deg);
    }
    .matching-progress-ring .ring-bg {
      fill: none;
      stroke: #e8ecf0;
      stroke-width: 4;
    }
    .matching-progress-ring .ring-fill {
      fill: none;
      stroke: var(--forest-green);
      stroke-width: 4;
      stroke-linecap: round;
      stroke-dasharray: 220;
      stroke-dashoffset: 220;
      transition: stroke-dashoffset 0.5s ease;
    }
    .matching-progress-pct {
      position: absolute;
      inset: 0;
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 1.15rem;
      font-weight: 700;
      font-family: 'Open Sans', sans-serif;
      color: var(--navy);
    }
    .matching-steps-list {
      text-align: left;
      max-width: 280px;
      margin: 0 auto;
      list-style: none;
      padding: 0;
    }
    .matching-steps-list li {
      display: flex;
      align-items: center;
      gap: 0.6rem;
      padding: 0.45rem 0;
      font-size: 0.88rem;
      color: var(--text-muted);
      transition: color 0.3s;
    }
    .matching-steps-list li.active {
      color: var(--navy);
      font-weight: 500;
    }
    .matching-steps-list li.done {
      color: var(--forest-green);
    }
    .matching-step-icon {
      width: 20px; height: 20px;
      border-radius: 50%;
      border: 2px solid #d1d5db;
      flex-shrink: 0;
      display: flex;
      align-items: center;
      justify-content: center;
      transition: border-color 0.3s, background 0.3s;
    }
    .matching-steps-list li.active .matching-step-icon {
      border-color: var(--forest-green);
    }
    .matching-steps-list li.done .matching-step-icon {
      border-color: var(--forest-green);
      background: var(--forest-green);
    }
    .matching-step-icon svg {
      width: 12px; height: 12px;
      display: none;
    }
    .matching-steps-list li.done .matching-step-icon svg {
      display: block;
      color: #fff;
    }
    .matching-check {
      display: none;
      margin: 0 auto 0.75rem;
      width: 56px; height: 56px;
      border-radius: 50%;
      background: var(--forest-green);
      color: #fff;
      align-items: center;
      justify-content: center;
    }
    .matching-check.show {
      display: flex;
      animation: matchFadeIn 0.4s ease-in-out;
    }
    .matching-check svg { width: 32px; height: 32px; }
    @keyframes matchFadeIn {
      0% { transform: scale(0.7); opacity: 0; }
      100% { transform: scale(1); opacity: 1; }
    }

    /* ══════════════════════════════════════════════════════════════
       LANDING PAGE STYLES (hero, trust, testimonials, FAQ, etc.)
       ══════════════════════════════════════════════════════════════ */

    /* Hero – VDA layout: compact, centered, white */
    .hero {
      padding: 1rem 0 1.5rem;
      text-align: center;
    }
    .hero .hero-banner {
      max-height: 200px;
      width: 100%;
      margin: 0 auto 0.75rem;
      display: block;
      border-radius: 12px;
      object-fit: contain;
    }
    .hero h1 {
      font-family: 'Nunito Sans', -apple-system, sans-serif;
      font-size: 1.35rem;
      font-weight: 700;
      color: var(--navy);
      margin: 0 0 0.6rem;
      line-height: 1.4;
    }
    .hero ul.bullets {
      list-style: none;
      padding: 0;
      margin: 0 0 0.6rem;
      text-align: center;
    }
    .hero ul.bullets li {
      padding: 0.2rem 0;
      font-size: 1.05rem;
      color: var(--text);
    }
    .hero ul.bullets li::before {
      content: "✓ ";
      color: var(--forest-green);
      font-weight: 700;
    }
    .hero .tagline {
      font-size: 0.95rem;
      color: var(--text-muted);
      margin: 0.5rem 0 0.6rem;
    }
    .hero-debt-hook {
      font-size: 1.2rem;
      font-weight: 700;
      color: var(--navy);
      margin: 0.6rem 0 0.6rem;
      white-space: normal;
    }
    .hero-debt-buttons {
      display: flex;
      flex-direction: column;
      max-width: 380px;
      margin: 0 auto 0.5rem;
      gap: 0.6rem;
    }
    .hero-debt-buttons button {
      width: 100%;
      padding: 1.2rem 1.5rem;
      font-size: 1.25rem;
      font-weight: 700;
      letter-spacing: 0.01em;
      color: #1a1a1a;
      background: #e8f5e9;
      border: 2px solid #66bb6a;
      border-radius: 10px;
      cursor: pointer;
      font-family: inherit;
      text-align: left;
      display: flex;
      align-items: center;
      justify-content: space-between;
      transition: background 0.2s, border-color 0.2s, box-shadow 0.2s;
      box-shadow: 0 2px 6px rgba(0,0,0,0.06);
    }
    .hero-debt-buttons button:hover,
    .hero-debt-buttons button:focus {
      background: #c8e6c9;
      border-color: #43a047;
      box-shadow: 0 3px 10px rgba(0,0,0,0.1);
      outline: none;
    }
    .hero-debt-buttons button:active {
      background: #a5d6a7;
    }
    .hero-debt-buttons button::after {
      content: "→";
      font-size: 1.2rem;
      font-weight: 700;
      color: #2e7d32;
    }
    .hero-banner.img-placeholder {
      background: transparent;
    }

    /* Trust bar – hero version */
    .hero-trust-strip {
      display: flex;
      align-items: center;
      justify-content: center;
      flex-wrap: wrap;
      gap: 0.5rem 0.75rem;
      margin: 1rem 0 1.25rem;
    }
    .hero-trust-strip .reviews-bar {
      display: inline-flex;
      align-items: center;
      justify-content: space-between;
      gap: 0.6rem;
      padding: 0.3rem 0.8rem;
      background: rgba(248, 250, 252, 0.95);
      border: 1px solid #e2e8f0;
      border-radius: 8px;
      text-decoration: none;
      color: var(--text-muted);
      font-weight: 500;
      font-size: 0.7rem;
      letter-spacing: 0.03em;
      min-width: 140px;
      transition: border-color 0.2s ease, background 0.2s ease, color 0.2s ease;
    }
    .hero-trust-strip .reviews-bar:hover {
      border-color: #cbd5e1;
      background: #fff;
      color: var(--text);
      text-decoration: underline;
    }
    .hero-trust-strip .reviews-bar .reviews-count {
      font-size: 0.72rem;
      letter-spacing: 0.04em;
      color: var(--navy);
      font-weight: 600;
    }
    .hero-trust-strip .reviews-bar .reviews-stars {
      color: #e6b800;
      font-size: 0.85rem;
      letter-spacing: 0.08em;
    }
    .hero-trust-strip .reviews-cl-link {
      font-size: 0.8rem;
      color: var(--text-muted);
      text-decoration: none;
      font-weight: 500;
      transition: color 0.2s;
    }
    .hero-trust-strip .reviews-cl-link:hover {
      color: #2563eb;
    }
    .hero-trust-strip .reviews-cl-link .cl-name {
      font-weight: 600;
      color: var(--navy);
    }

    /* Landing seals (hero version - scroll-snap carousel) */
    #landing-section .hero-seals {
      display: flex;
      flex-direction: column;
      align-items: center;
      gap: 0.75rem;
      margin-top: 1rem;
    }
    #landing-section .hero-seals-carousel-wrap {
      position: relative;
      width: 100%;
      max-width: 520px;
      overflow: visible;
      padding: 0;
    }
    #landing-section .hero-seals-row {
      display: flex;
      flex-wrap: nowrap;
      justify-content: center;
      align-items: center;
      gap: 1.5rem 2rem;
      overflow: visible;
      scroll-snap-type: none;
    }
    #landing-section .hero-seals-row a,
    #landing-section .hero-seals-row span {
      display: flex;
      align-items: center;
      justify-content: center;
      flex: 0 0 auto;
      width: auto;
      min-width: 0;
      scroll-snap-align: unset;
      scroll-snap-stop: unset;
      padding: 0;
    }
    #landing-section .hero-seals .seal-img {
      height: 168px;
      width: auto;
      max-width: 260px;
      object-fit: contain;
    }
    @media (min-width: 769px) {
      #landing-section .hero-seals .seal-img {
        height: 180px;
        max-width: 280px;
      }
      #landing-section .hero-seals-carousel-wrap .seal-carousel-prev,
      #landing-section .hero-seals-carousel-wrap .seal-carousel-next {
        display: none !important;
      }
      .hero-debt-buttons button { padding: 0.6rem 0.8rem; font-size: 0.95rem; }
    }
    @media (max-width: 768px) {
      #landing-section .hero-seals { gap: 0.75rem; margin-top: 1rem; }
      #landing-section .hero-seals-carousel-wrap {
        position: relative;
        padding: 0 2.5rem;
        margin: 0 -0.5rem;
        max-width: 100%;
      }
      #landing-section .hero-seals-row {
        display: flex;
        flex-wrap: nowrap;
        overflow-x: auto;
        overflow-y: hidden;
        scroll-snap-type: x mandatory;
        -webkit-overflow-scrolling: touch;
        scrollbar-width: none;
        justify-content: flex-start;
        gap: 0;
        padding: 0.5rem 0;
      }
      #landing-section .hero-seals-row::-webkit-scrollbar { display: none; }
      #landing-section .hero-seals-row a,
      #landing-section .hero-seals-row span {
        flex: 0 0 50%;
        min-width: 50%;
        scroll-snap-align: center;
        scroll-snap-stop: always;
        padding: 0 0.5rem;
        box-sizing: border-box;
      }
      #landing-section .hero-seals .seal-img {
        height: 78px;
        max-height: 78px;
        max-width: 100%;
      }
      #landing-section .hero-seals-carousel-wrap .seal-carousel-prev,
      #landing-section .hero-seals-carousel-wrap .seal-carousel-next {
        display: flex !important;
      }
      .hero-trust-strip { margin: 0.2rem 0 0.25rem; gap: 0.35rem; }
      .hero-trust-strip .reviews-bar { padding: 0.3rem 0.6rem; font-size: 0.75rem; min-width: auto; gap: 0.4rem; }
      .hero-trust-strip .reviews-bar .reviews-count { font-size: 0.75rem; }
      .hero-trust-strip .reviews-cl-link { font-size: 0.72rem; }
    }
    #landing-section .seal-carousel-prev,
    #landing-section .seal-carousel-next {
      display: none;
      position: absolute;
      top: 50%;
      transform: translateY(-50%);
      width: 36px;
      height: 36px;
      border: none;
      border-radius: 50%;
      background: var(--white);
      box-shadow: 0 2px 10px rgba(15, 39, 68, 0.15);
      cursor: pointer;
      align-items: center;
      justify-content: center;
      z-index: 2;
    }
    #landing-section .seal-carousel-prev::before,
    #landing-section .seal-carousel-next::before {
      content: "";
      width: 8px;
      height: 8px;
      border-left: 2px solid var(--navy);
      border-bottom: 2px solid var(--navy);
    }
    #landing-section .seal-carousel-prev { left: 0.25rem; }
    #landing-section .seal-carousel-prev::before { transform: rotate(45deg); margin-left: 3px; }
    #landing-section .seal-carousel-next { right: 0.25rem; }
    #landing-section .seal-carousel-next::before { transform: rotate(-135deg); margin-right: 3px; }

    /* Mobile hero compact */
    @media (max-width: 768px) {
      .hero { padding: 0.4rem 0 0.5rem; }
      .hero .hero-banner { max-height: 145px; margin-bottom: 0.35rem; }
      .hero h1 {
        font-size: 1.1rem; line-height: 1.3;
        max-width: 18em; margin-left: auto; margin-right: auto; margin-bottom: 0.3rem;
      }
      .hero ul.bullets { margin-bottom: 0.3rem; }
      .hero ul.bullets li { font-size: 0.88rem; padding: 0.05rem 0; }
      .hero-debt-hook { font-size: 0.92rem !important; margin: 0.2rem 0 0.3rem !important; white-space: nowrap !important; }
      .hero-debt-buttons {
        display: grid !important; grid-template-columns: 1fr 1fr !important;
        gap: 0.35rem !important; margin-bottom: 0.25rem !important; max-width: 100% !important;
      }
      .hero-debt-buttons button {
        padding: 0.7rem 0.6rem !important; font-size: 0.95rem !important;
        justify-content: center !important; text-align: center !important;
      }
      .hero-debt-buttons button::after { display: none !important; }
      .hero .tagline { font-size: 0.82rem; margin: 0.2rem 0 0.25rem; }
      .hero-trust-strip {
        margin: 0.25rem 0 0.3rem; flex-direction: row !important;
        flex-wrap: nowrap !important; gap: 0.4rem !important;
      }
      .hero-trust-strip .reviews-bar {
        min-width: auto !important; padding: 0.3rem 0.7rem !important;
        font-size: 0.8rem !important; gap: 0.4rem !important;
      }
      .hero-trust-strip .reviews-cl-link { font-size: 0.75rem !important; white-space: nowrap; }
      .hero-seals { margin-top: 0.3rem; gap: 0.25rem; }
    }

    /* Section titles */
    #landing-section h2 {
      font-family: 'Nunito Sans', -apple-system, sans-serif;
      font-size: 1.5rem;
      font-weight: 700;
      color: var(--navy);
      margin: 0 0 1rem;
    }
    #landing-section section {
      padding: 2rem 0;
      border-top: 1px solid var(--cream-dark);
    }
    .container--wide { max-width: 1000px; }

    .stars { color: var(--gold); letter-spacing: 0.1em; }

    /* Ticks in debt table */
    .debt-table .cell-yes, .debt-table .cell-no {
      display: inline-flex; align-items: center; justify-content: center;
      width: 30px; height: 30px; border-radius: 50%;
      font-size: 1.1em; font-weight: 700; line-height: 1;
    }
    .debt-table .cell-yes {
      color: #15803d; background: rgba(34, 197, 94, 0.12);
    }
    .debt-table .cell-yes::before { content: "✓"; }
    .debt-table .cell-no {
      color: #b91c1c; background: rgba(239, 68, 68, 0.08);
    }
    .debt-table .cell-no::before { content: "✗"; }

    /* Light blue "Why Thousands Trust" footer */
    .proud-footer {
      background: #dbeafe;
      padding: 2rem 1.5rem;
      text-align: center;
      margin-top: 0;
    }
    .proud-footer h2 {
      font-size: 1.5rem; font-weight: 700; color: var(--navy); margin: 0 0 1.25rem;
    }
    .proud-footer-list {
      list-style: none; padding: 0; margin: 0 auto;
      max-width: 320px; display: flex; flex-direction: column; align-items: center; gap: 0;
    }
    .proud-footer-list li {
      display: block; width: 100%; text-align: center;
      padding: 0.5rem 0.75rem; line-height: 1.4; border-bottom: 1px solid rgba(15, 39, 68, 0.1);
    }
    .proud-footer-list li:last-child { border-bottom: none; }
    .proud-footer-list a, .proud-footer-list span {
      color: var(--navy); text-decoration: none; font-weight: 400; font-size: 1.1rem;
    }
    @media (max-width: 768px) {
      .proud-footer { padding: 1.5rem 1rem; }
      .proud-footer h2 { font-size: 1.35rem; margin-bottom: 1rem; }
      .proud-footer-list { max-width: 280px; }
      .proud-footer-list li { padding: 0.55rem 0.5rem; font-size: 1.05rem; }
    }

    /* Results You Can Trust – centered and clean */
    .results-trust {
      text-align: center;
      padding: 2.5rem 1.5rem 2rem;
      background: transparent;
      border-radius: 0;
      margin-bottom: 2rem;
      border: none;
    }
    .results-trust-title {
      margin-bottom: 0.35rem;
      font-size: 1.85rem;
      color: var(--navy);
      font-weight: 700;
      letter-spacing: -0.02em;
    }
    .results-trust-title::after {
      content: "";
      display: block;
      width: 56px;
      height: 3px;
      background: linear-gradient(90deg, var(--gold), #e6b800);
      margin: 0.65rem auto 0;
      border-radius: 3px;
    }
    .results-trust-line {
      font-size: 1.1rem;
      color: var(--text);
      margin: 0 0 1.5rem;
      display: flex;
      align-items: center;
      justify-content: center;
      flex-wrap: wrap;
      gap: 0.75rem;
    }
    .results-trust-line .stars {
      color: #e6b800;
      font-size: 1.25rem;
      letter-spacing: 0.1em;
    }

    /* Testimonials slider */
    .testimonials-stars {
      text-align: center; margin-bottom: 0.75rem; color: var(--gold); font-size: 2rem; letter-spacing: 0.2em;
    }
    .testimonials-slider-wrap {
      position: relative; max-width: 660px; margin: 0 auto 1.25rem; padding: 0 3.5rem;
    }
    .testimonials-grid {
      display: flex; flex-wrap: nowrap; overflow-x: hidden; scroll-snap-type: x mandatory;
      -webkit-overflow-scrolling: touch; scrollbar-width: none; gap: 0; align-items: stretch;
    }
    .testimonials-grid::-webkit-scrollbar { display: none; }
    .testimonial-card {
      flex: 0 0 100%; min-width: 100%; scroll-snap-align: center; scroll-snap-stop: always;
      position: relative; padding: 2.25rem 2rem 2rem; background: var(--white); border-radius: 18px;
      box-shadow: 0 6px 32px rgba(15, 39, 68, 0.07), 0 1px 3px rgba(0,0,0,0.04);
      border: 1px solid rgba(201, 162, 39, 0.18);
      border-top: 3px solid var(--gold);
      text-align: center; transition: box-shadow 0.3s ease, transform 0.3s ease;
      display: flex; flex-direction: column; justify-content: center;
      min-height: 280px;
    }
    .testimonial-card:hover {
      box-shadow: 0 12px 40px rgba(15, 39, 68, 0.12), 0 2px 6px rgba(0,0,0,0.05);
      transform: translateY(-2px);
    }
    .testimonial-card .quote-icon {
      font-size: 3rem; line-height: 1; color: var(--gold); font-family: Georgia, serif;
      margin-bottom: 0.35rem; opacity: 0.85;
      text-shadow: 0 2px 8px rgba(201, 162, 39, 0.2);
    }
    .testimonial-card .quote-text {
      font-size: 1.1rem; line-height: 1.75; margin: 0 0 1.25rem; color: var(--text);
      font-style: italic; max-width: 520px; margin-left: auto; margin-right: auto;
    }
    .testimonial-card .quote-attribution {
      font-size: 1rem; color: var(--navy); font-weight: 700; font-style: normal;
      display: inline-block; position: relative; padding-top: 0.75rem;
    }
    .testimonial-card .quote-attribution::before {
      content: "";
      position: absolute; top: 0; left: 50%; transform: translateX(-50%);
      width: 40px; height: 2px;
      background: linear-gradient(90deg, transparent, var(--gold), transparent);
      border-radius: 2px;
    }
    .testimonial-card .stars {
      display: block; color: var(--gold); font-size: 1.05rem; letter-spacing: 0.12em; margin-bottom: 0.4rem;
    }
    .testimonials-slider-wrap .slider-arrow {
      position: absolute; top: 50%; transform: translateY(-50%); width: 48px; height: 48px;
      border: none; border-radius: 50%; background: var(--white);
      box-shadow: 0 3px 18px rgba(15, 39, 68, 0.12); cursor: pointer;
      display: flex; align-items: center; justify-content: center; z-index: 2;
      transition: background 0.2s, box-shadow 0.2s, transform 0.2s;
    }
    .testimonials-slider-wrap .slider-arrow:hover {
      background: var(--cream); box-shadow: 0 5px 24px rgba(15, 39, 68, 0.18);
      transform: translateY(-50%) scale(1.08);
    }
    .testimonials-slider-wrap .slider-arrow::before {
      content: ""; width: 12px; height: 12px; border-left: 2.5px solid var(--navy); border-bottom: 2.5px solid var(--navy);
    }
    .testimonials-slider-wrap .slider-prev { left: 0.5rem; }
    .testimonials-slider-wrap .slider-prev::before { transform: rotate(45deg); margin-left: 4px; }
    .testimonials-slider-wrap .slider-next { right: 0.5rem; }
    .testimonials-slider-wrap .slider-next::before { transform: rotate(-135deg); margin-right: 4px; }
    .testimonials-dots {
      display: flex; justify-content: center; gap: 0.6rem; margin-top: 1.5rem;
    }
    .testimonials-dots button {
      width: 10px; height: 10px; border-radius: 50%; border: none;
      background: var(--cream-dark); cursor: pointer; padding: 0;
      transition: background 0.3s, transform 0.3s, width 0.3s;
    }
    .testimonials-dots button:hover { background: rgba(201, 162, 39, 0.5); }
    .testimonials-dots button.active {
      background: var(--gold); transform: scale(1.15);
      width: 24px; border-radius: 6px;
      box-shadow: 0 2px 8px rgba(201, 162, 39, 0.35);
    }
    @media (max-width: 600px) {
      .testimonials-stars { font-size: 1.5rem; margin-bottom: 0.5rem; }
      .testimonials-slider-wrap { padding: 0 2.5rem; margin: 0 auto 0.75rem; }
      .testimonial-card { padding: 1.5rem 1.25rem 1.25rem; border-radius: 14px; border-top-width: 3px; min-height: 240px; }
      .testimonial-card .quote-icon { font-size: 2rem; margin-bottom: 0.2rem; }
      .testimonial-card .quote-text { font-size: 0.98rem; line-height: 1.6; margin: 0 0 0.85rem; }
      .testimonial-card .quote-attribution { font-size: 0.95rem; padding-top: 0.6rem; }
      .testimonial-card .stars { font-size: 0.9rem; margin-bottom: 0.25rem; }
      .testimonials-slider-wrap .slider-arrow { width: 38px; height: 38px; }
      .testimonials-slider-wrap .slider-arrow::before { width: 10px; height: 10px; }
      .testimonials-slider-wrap .slider-prev { left: 0.25rem; }
      .testimonials-slider-wrap .slider-next { right: 0.25rem; }
      .testimonials-dots { margin-top: 0.85rem; gap: 0.4rem; }
      .testimonials-dots button { width: 8px; height: 8px; }
      .testimonials-dots button.active { width: 20px; }
      .results-trust { padding: 1.5rem 1rem 1.25rem; margin-bottom: 1.5rem; }
      .results-trust-title { font-size: 1.45rem; margin-bottom: 0.35rem; }
    }

    /* Stewardship – blue accent block */
    .stewardship {
      background: linear-gradient(180deg, #e8f0fe 0%, #f0f4fa 30%, #f5f7fa 100%);
      border-radius: 20px; padding: 2.75rem 2rem 3rem; margin-bottom: 2.5rem;
      text-align: center; box-shadow: 0 2px 16px rgba(15, 39, 68, 0.04);
      border: 1px solid rgba(15, 39, 68, 0.06); border-top: 3px solid #3b82f6; position: relative;
    }
    .stewardship h2 {
      margin-bottom: 0; font-size: clamp(1.5rem, 3.2vw, 1.85rem);
      letter-spacing: -0.02em; color: var(--navy); font-weight: 700; line-height: 1.25;
    }
    .stewardship h2::after {
      content: ""; display: block; width: 64px; height: 2px;
      background: linear-gradient(90deg, transparent, var(--gold), transparent);
      margin: 0.75rem auto 0; border-radius: 2px; opacity: 0.7;
    }
    .stewardship .section-illustration {
      margin: 1.75rem auto 1.75rem; display: block; width: 100%; max-width: 380px;
      max-height: 260px; height: auto; border-radius: 14px;
      box-shadow: 0 8px 32px rgba(15, 39, 68, 0.1), 0 2px 6px rgba(0,0,0,0.04);
      overflow: hidden; object-fit: contain;
      transition: transform 0.35s ease, box-shadow 0.35s ease;
    }
    .stewardship .section-illustration:hover {
      transform: scale(1.03);
      box-shadow: 0 12px 40px rgba(15, 39, 68, 0.14), 0 4px 10px rgba(0,0,0,0.06);
    }
    .stewardship .stewardship-body { max-width: 600px; margin: 0 auto; }
    .stewardship .stewardship-body p {
      line-height: 1.7; color: var(--text); font-size: 1rem; margin: 0 0 1rem; text-align: center;
    }
    .stewardship .stewardship-body p:last-child { margin-bottom: 0; }
    .section-illustration {
      width: 100%; max-width: 400px; margin: 0 auto 1rem; display: block;
      height: 180px; border-radius: 8px;
    }
    .section-illustration.img-placeholder { background: transparent !important; }

    /* What We Help With */
    .help-with {
      background: transparent; border-radius: 0; padding: 1.5rem 0; margin-top: 0.5rem;
      box-shadow: none; border: none;
    }
    .help-with h2 {
      margin-bottom: 0.25rem; font-size: clamp(1.5rem, 3.2vw, 1.85rem);
      letter-spacing: -0.02em; font-weight: 700; color: var(--navy);
    }
    .help-with h2::after {
      content: ""; display: block; width: 48px; height: 3px;
      background: linear-gradient(90deg, var(--gold), #e6b800);
      margin: 0.5rem 0 0; border-radius: 3px;
    }
    .help-with > p { margin-bottom: 1.5rem; color: var(--text-muted); font-size: 1rem; line-height: 1.6; }
    .help-with .debt-table {
      border-radius: 14px; overflow: hidden;
      border: 1px solid #e2e5ea; font-size: 1.05rem;
      box-shadow: 0 2px 8px rgba(15, 39, 68, 0.04);
    }
    .help-with .debt-table th, .help-with .debt-table td { padding: 0.9rem 1.25rem; }
    .help-with .debt-table thead {
      background: linear-gradient(180deg, var(--navy) 0%, #1e3a5f 100%);
    }
    .help-with .debt-table thead th {
      color: var(--white); font-weight: 600; font-size: 0.95rem;
      text-transform: uppercase; letter-spacing: 0.04em;
    }
    .help-with .debt-table tbody tr {
      transition: background 0.15s ease, transform 0.15s ease;
      border-left: 3px solid transparent;
    }
    .help-with .debt-table tbody tr:nth-child(even) { background: #f8fafb; }
    .help-with .debt-table tbody tr:hover {
      background: #edf2f7; transform: translateX(2px);
    }
    .help-with .debt-table tbody tr:has(.yes) { border-left-color: #22c55e; }
    .help-with .debt-table tbody tr:has(.no) { border-left-color: #ef4444; }
    .help-with .debt-table .yes { background: rgba(34, 197, 94, 0.06); }
    .help-with .debt-table .no { background: rgba(239, 68, 68, 0.04); }
    .help-with .debt-table td:first-child {
      font-weight: 500; color: var(--navy);
    }
    .debt-table { width: 100%; border-collapse: collapse; margin: 0.75rem 0; font-size: 1.05rem; }
    .debt-table th, .debt-table td { padding: 0.5rem 0.75rem; text-align: left; border-bottom: 1px solid #e8eaee; }
    .debt-table th { color: var(--navy); font-weight: 600; }
    @media (max-width: 480px) {
      .help-with { padding: 1.5rem 1.15rem; }
      .help-with .debt-table th, .help-with .debt-table td { padding: 0.7rem 0.85rem; font-size: 0.95rem; }
      .help-with .debt-table .cell-yes, .help-with .debt-table .cell-no {
        width: 26px; height: 26px; font-size: 1rem;
      }
    }

    /* FAQ accordion */
    .faq h2 { margin-bottom: 1.5rem; font-size: clamp(1.5rem, 3.2vw, 1.85rem); letter-spacing: -0.02em; }
    .faq-list {
      max-width: 100%; margin: 0 auto; background: var(--white); border-radius: 12px;
      overflow: hidden; border: 1px solid rgba(0, 0, 0, 0.06); box-shadow: 0 2px 12px rgba(15, 39, 68, 0.04);
    }
    .faq-item { border-bottom: 1px solid #e8eaee; overflow: hidden; background: var(--white); }
    .faq-item:last-child { border-bottom: none; }
    .faq-question {
      width: 100%; padding: 1.15rem 1.25rem 1.15rem 3.5rem; font-size: 1.1rem;
      font-weight: 600; color: var(--navy); text-align: left; background: none;
      border: none; cursor: pointer; font-family: inherit;
      display: flex; align-items: center; justify-content: space-between;
      gap: 0.75rem; position: relative; transition: background 0.15s ease;
    }
    .faq-question:hover { background: #f8f9fb; }
    .faq-question::before {
      content: ""; position: absolute; left: 1.25rem; top: 50%;
      transform: translateY(-50%); width: 26px; height: 26px;
      border-radius: 50%; background: var(--navy-mid); flex-shrink: 0;
      transition: transform 0.25s ease;
    }
    .faq-question::after {
      content: ""; position: absolute; left: calc(1.25rem + 8px); top: 50%; margin-top: -3px;
      width: 0; height: 0; border-left: 5px solid transparent; border-right: 5px solid transparent;
      border-top: 6px solid var(--white); transform: translateY(-50%);
      pointer-events: none; transition: transform 0.25s ease;
    }
    .faq-item.open .faq-question::after { transform: translateY(-50%) rotate(180deg); }
    .faq-answer { max-height: 0; overflow: hidden; transition: max-height 0.3s ease; }
    .faq-item.open .faq-answer { max-height: 400px; }
    .faq-answer p {
      margin: 0; padding: 0 1.25rem 1rem 3.5rem;
      font-size: 1.05rem; color: var(--text-muted); line-height: 1.7;
    }

    /* Why Seek Debt Relief */
    .why-seek {
      background: var(--white); border-radius: 16px; padding: 2.25rem 2rem;
      box-shadow: 0 4px 24px rgba(15, 39, 68, 0.06), 0 1px 3px rgba(0,0,0,0.04);
      border: 1px solid rgba(0,0,0,0.06); text-align: center;
      margin-bottom: 2.5rem;
    }
    .why-seek .section-illustration {
      display: block; width: 100%; max-width: 380px; height: auto; max-height: 280px;
      margin: 0 auto 1.5rem; border-radius: 14px;
      box-shadow: 0 8px 32px rgba(15, 39, 68, 0.1), 0 2px 6px rgba(0,0,0,0.04);
      overflow: hidden; object-fit: contain;
      transition: transform 0.35s ease, box-shadow 0.35s ease;
    }
    .why-seek .section-illustration:hover {
      transform: scale(1.03);
      box-shadow: 0 12px 40px rgba(15, 39, 68, 0.14), 0 4px 10px rgba(0,0,0,0.06);
    }
    .why-seek .cta-btn {
      display: inline-block; margin-top: 1rem; padding: 1rem 2rem;
      background: var(--accent); color: var(--white); text-decoration: none;
      border-radius: 8px; font-weight: 700; font-size: 1.15rem;
      transition: background 0.2s, transform 0.15s; cursor: pointer; border: none;
    }
    .why-seek .cta-btn:hover { background: var(--accent-hover); }

    /* ══════════════════════════════════════════════════════════════
       END LANDING PAGE STYLES
       ══════════════════════════════════════════════════════════════ */

    /* Mobile Responsive – keep seal arrows visible on quiz card (one-big carousel) */
    @media (min-width: 769px) {
      .hero-seals-carousel-wrap .seal-carousel-prev,
      .hero-seals-carousel-wrap .seal-carousel-next {
        display: none !important;
      }
      .quiz-card .hero-seals-carousel-wrap .seal-carousel-prev,
      .quiz-card .hero-seals-carousel-wrap .seal-carousel-next {
        display: flex !important;
      }
    }

    @media (max-width: 640px) {
      .container { padding: 0 0.75rem; }
      .top-banner { font-size: 0.7rem; padding: 0.4rem 0.5rem; }
      header { padding: 0.4rem 0.75rem; }
      header .logo img.logo-img { width: auto; height: 40px; }
      header .header-phone { font-size: 0.85rem; }
      .quiz-back-link { font-size: 0.8rem; min-height: 44px; display: inline-flex; align-items: center; }
      .progress-header { padding: 0.5rem 0.75rem; font-size: 0.82rem; }
      .progress-header svg { width: 14px; height: 14px; }
      .quiz-main { padding: 0.5rem 0.75rem 1rem; }
      .card-body { padding: 1rem 0.85rem; }

      .step-question { font-size: 1.15rem; margin: 0.4rem 0 0.6rem; word-wrap: break-word; overflow-wrap: break-word; }
      .step-subtext { font-size: 0.82rem; margin-bottom: 1rem; }
      .radio-options { gap: 0.4rem; margin-bottom: 1rem; }
      .radio-options label { padding: 0.5rem 0.75rem; font-size: 0.82rem; }
      .form-group { margin-bottom: 0.7rem; }
      .form-group input, .form-group select { padding: 0.65rem 0.75rem; }
      .btn-back-wrap { margin-bottom: 0.5rem; }
      .btn-continue { padding: 0.65rem 1rem; font-size: 0.9rem; min-height: 44px; touch-action: manipulation; }
      .legal-text { font-size: 10px; padding: 0.4rem 0; margin-top: 0.5rem; margin-bottom: 0.75rem; }
      .form-step[data-step="5"] .legal-text { margin-bottom: 0.6rem; }
      .form-step[data-step="5"] .btn-continue { margin-top: 0.35rem; }
      .card-footer { padding: 0.6rem 0.85rem 0.5rem; }
      .form-group select { width: 100%; max-width: 100%; }
    }
    @media (max-width: 480px) {
      .container { padding: 0 0.6rem; }
      .top-banner { padding: 0.35rem 0.4rem; font-size: 0.65rem; line-height: 1.3; }
      header { padding: 0.35rem 0.6rem; }
      .quiz-main { padding: 0.4rem 0.6rem 0.75rem; }
      .card-body { padding: 0.85rem 0.7rem; }
      .progress-header { padding: 0.4rem 0.6rem; font-size: 0.78rem; }
      .step-question { font-size: 1.05rem; }
      .radio-options label { padding: 0.45rem 0.65rem; font-size: 0.8rem; }
      .btn-continue { padding: 0.6rem 0.875rem; font-size: 0.88rem; }
      .legal-text { padding: 0.35rem 0; margin-bottom: 0.6rem; }
      /* Step 7 (last): keep Submit button from being pushed down – compact spacing */
      .form-step[data-step="5"] .radio-options { margin-bottom: 0.5rem; }
      .form-step[data-step="5"] .legal-text { margin-top: 0.35rem; margin-bottom: 0.45rem; padding: 0.3rem 0; font-size: 10px; line-height: 1.4; }
      .form-step[data-step="5"] .btn-continue { margin-top: 0.25rem; }
    }